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Courtesy of: Compass Florida, LLC.
Active
$815,000
7970 SW 198th St
Cutler Bay, FL 33189
MLS
A12008278

3
Bedrooms
3
Bathrooms
2,032
Size sqft
8,058
Lot SquareFeet

• Built in 1989 • $401/SqFt • 4 days on site

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

MLS#A12008278
Tour This Home

Presented By

Riley Smith

President

Riley Smith

3028618
(305) 342-1623
Riley Smith Group

REALTORS®

Riley Smith Group

(786) 550-6054
MLS
A12008278

Courtesy of: Compass Florida, LLC.

Additional Home Features

Lot Description

  • Lot Features:
    LessThanQuarterAcre

Additional Home Features

  • Pets Allowed
  • Patio
  • Remodeled

Finance Info

  • HOA Fee:
    50
  • Tax Amount
    9306.00
  • HOA Fee Period:
    Monthly
  • HOA Fee
    50.00
  • Not REO / Bank Owned
  • Cash
  • Conventional
  • FHA Loan
  • Financing Options:
    Cash, Conventional, FHA, VaLoan
  • Not Distressed Property

Community Features

  • Community Amenities:
    Other

HOPA

  • No

Property Description

Property Description

  • Bedrooms
    3
  • Baths Total
    3
  • Detached Property
  • Lot Size SqFt
    8058.00

Stories

  • 1 Story

Heating & Cooling

  • Cooling:
    CentralAir

Garage

Garage Location

  • Attached

Garage

  • Spaces
    1

Swimming Pool

Swimming Pool

  • Pool
  • Inground Pool
  • Pool Info:
    InGround, Pool, ScreenEnclosure
  • No Pool

Basic

Flood Info

  • Not in Flood Zone
  • Unknown Flood Zone

Interior Features

Interior Features

  • Central A/C
  • Walk-In Closet
  • Other Heating options:
    Central
  • Flooring:
    Tile
  • Interior Features:
    BreakfastBar, BedroomOnMainLevel, ClosetCabinetry, DualSinks, FirstFloorEntry, HighCeilings, KitchenIsland, LivingDiningRoom, WalkInClosets
  • Furnished Info
    Unfurnished

Appliances

  • Washer
  • Dryer
  • Appliance Info:
    Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer

Home Style

Home Style

  • Architecture Style:
    Detached, OneStory

Exterior Features

Exterior Features

  • Garage
  • Exterior Features:
    Awnings, Barbecue, Patio
  • Roof:
    Metal
  • Sewer Type:
    PublicSewer
  • Other Parking Options:
    Attached, Driveway, Garage, GarageDoorOpener
  • Water Type:
    Public
  • Construction:
    Block

Open Houses

  • Sunday 5/31pm-3pm

Payment Estimate

Total Cost of Mortgage:$1,483,590
Principal & Interest:$4,121
HOA Fee:$50
Home Insurance:$150
Property Tax:$747
Total Estimated Costper Month:$5,068

Home Price

Max
$815,000

Down Payment

Max
$163,000

Interest Rate & Term

Interest (%)

Term

Additional Monthly Costs

HOA Fee ($/mo)

Home Insurance ($/mo)

Property Tax ($/mo)

The accuracy and applicability of this calculator are not guaranteed.
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Courtesy of: Compass Florida, LLC.
Tour This Home

Presented By
Riley Smith

President

Riley Smith

3028618
(305) 342-1623
Riley Smith Group

REALTORS®

Riley Smith Group

(786) 550-6054

Get a real payment estimate
Get an accurate payment estimate for this home based on your current financial situation.

Open Houses

  • Sunday 5/31pm-3pm